Clear Bankruptcy Guidance When You Need a Fresh Start
DALLAS/FORT WORTH BANKRUPTCY ATTORNEYJohn R. Lawson helps individuals and families understand Chapter 7 and Chapter 13 with clarity, respect, and direct attorney guidance.
A respectful first step
Financial difficulty is a legal problem—not a personal failure.
Creditor calls, lawsuits, repossession concerns, and the fear of losing property can make it difficult to know what to do next. A bankruptcy consultation is a chance to slow the situation down, understand what the law may allow, and decide on a responsible next step.
John R Lawson Attorney at Law provides straightforward bankruptcy-focused guidance without judgment or unnecessary pressure.
Understand the two paths
Chapter 7 and Chapter 13 Bankruptcy
Every situation is different. Income, assets, debt type, prior filings, exemptions, and personal goals can affect which options are available.
Chapter 7 Bankruptcy
Chapter 7 may help eligible individuals address many unsecured debts without a long repayment plan.
- Often completed more quickly
- Eligibility requirements apply
- Property and exemption questions require careful review
Chapter 13 Bankruptcy
Chapter 13 uses a court-approved repayment plan and may help people catch up on certain secured debts.
- Repayment generally lasts three to five years
- May help address mortgage or vehicle arrears
- Plan feasibility depends on the individual facts
Start with the problem you are facing
What Is Bringing You Here?
You do not need to know the correct bankruptcy chapter before contacting an attorney.
Overwhelming Credit-Card Debt
Understand how unsecured debt may be treated.
Medical Bills
Review whether medical debt may be dischargeable.
Foreclosure Concerns
Learn why timing and deadlines can matter.
Vehicle Repossession
Discuss options before or after creditor action.
Creditor Lawsuits
Understand what a bankruptcy filing may and may not stop.
Wage Garnishment or Collection Pressure
Get clear information about the automatic stay and exceptions.
Why work with this office
Direct, clear, and respectful guidance
Direct Attorney Guidance
Discuss your circumstances with the attorney responsible for evaluating the legal issues.
Clear Explanations
Understand the practical differences between available options without unnecessary legal jargon.
Individual Attention
Receive guidance based on your income, debts, assets, deadlines, and goals—not a one-size-fits-all answer.
What to expect
A clear path from first contact to next steps
1
Request a Consultation
Call or send a secure message with basic information.
2
Discuss Your Concerns
Review debts, income, assets, creditor activity, and urgent deadlines.
3
Understand the Options
Learn whether Chapter 7, Chapter 13, or another approach may fit the facts.
4
Choose the Next Step
If bankruptcy is appropriate, learn what documents and process steps may be needed.
Your attorney
John R. Lawson
John R. Lawson is a Texas attorney helping individuals and families in the Dallas/Fort Worth area evaluate Chapter 7, Chapter 13, and related debt-relief questions.
He is admitted to practice before the United States District Courts for the Northern District of Texas, Eastern District of Texas, and District of Colorado.
Office Information
John R Lawson Attorney at Law
15851 Dallas Parkway, Suite 600
Addison, TX 75001
Take the next step
You do not have to sort through every option alone.
Request a consultation to discuss the financial pressures you are facing and learn what information is needed to evaluate your options.
Disclaimer: The information on this website is for general informational purposes only and is not legal advice. Viewing this website or contacting the office does not create an attorney-client relationship. Bankruptcy options depend on the facts of each case. Please consult an attorney about your specific situation.